Computerized billing and payment authorization methods and systems, computerized bill consolidating and payment authorization methods and systems, utility billing access and payment methods and systems, utility billing access and consolidating methods and systems, and utility provider consolidated b

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Listed from its EPO record in Patent Yard's archive of European patents past their term. Its claims, description and drawings are in the EPO PDF and on Google Patents, and the Claude kit works from them.

Why it's free to use

• Filed September 18, 1998 and never granted as a European patent. Had it been granted, its 20-year term would have ended September 18, 2018.
• A supplementary protection certificate, which can extend a medicine or crop-protection patent, adds at most five and a half years, so even that would have ended by March 18, 2024.
• We check European rights only. A US or other national patent in its family could still be in force: check its family on Espacenet or Google Patents.