System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse

Abstract From the Canadian patent

A computerized electronic transmissions system and method are set forth that eliminate the , need for a user to directly possess any man-made memory token which is encoded or , programmed with data personal to or customized for a single authorized user such as a smart , card, magnetic swipe card or even a personal computer with resident usercustomized data. , According to an embodiment the system employs a user's biometric sample for ensuring that , only authorized users can access and conduct on their own electronic transmissions. The , system is a tokenless technology for ensuring that users have the portability and mobility to , gain immediate access to their electronic …