System for appraising life insurance and annuities
CA 2498245 A1 · Owner: Deregnaucourt, Francis · Inventors: Deregnaucourt, Francis; Kohen, Sharyn R.; Ratner, Charles L.
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
A method and system of appraising a life insurance or annuity product includes receiving a request (1) for a life insurance or annuity product and information about a party requesting the life insurance or annuity product (104); preparing a bid solicitation (2) for the life insurance or annuity product based on the request and information and transmitting the bid solicitation to a plurality of product carriers (3) ; a plurality of product carriers submitting initial proposals for providing the life insurance or annuity product (4) ; generating ratings for the initial proposals respectively; and generating appraisals for the initial proposals; and informing the product carriers (116) …
Read the whole patent
Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed December 20, 2002. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended December 20, 2022.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by December 20, 2024.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.