Electronic payment validation using transaction authorization tokens
CA 2498088 A1 · Owner: Sampson, Scott · Inventors: Sampson, Scott
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
An account holder initiates a transaction by providing a vendor (114) both account information as well as a specific Transaction Authorization Token (TAT) that was previously stored in a Token Log (110). The vendor passes the account information and TAT with the transaction information to an institution (122) responsible for authorizing one or more transactions involving the financial account. That institution determines whether or not to authorize the transaction by consulting the Token Log entry for the given TAT.
Read the whole patent
Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed September 29, 2003. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended September 29, 2023.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by September 29, 2025.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.