Loadable debit card system and method
CA 2475599 A1 · Owner: Wow!! Technologies, Inc. · Inventors: Willard, Rick L.
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
The present invention allows a customer to load money in real-time through existing technology over the existing ATM/debit network by way of a debit return with a PIN (or a debit correction/reversal using a specific transaction code). Money may then be loaded in real-time on an anonymous stored value / debit / ATM / multi-purpose / private transaction PIN-based card. Loading of money on a card or cards with or without the same account numbers is also provided for.
Read the whole patent
Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed February 24, 2003. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended February 24, 2023.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by February 24, 2025.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.