Money-transfer techniques
CA 2443859 C · Owner: Gutierrez-Sheris, Luis Eduardo · Inventors: Gutierrez-Sheris, Luis Eduardo
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
A financial institution (12) has a web-based server (11) for use in transferring money between a customer and a beneficiary. The server provides an online money-transfer service via the Internet and the PSTN (Public Switched Telephone Network). A customer having a client computer (21), a , telephone having DTMF (Dual-Tone Multiple Frequency) access and a credit card, opens a transaction web page provided by the server. The customer inputs transaction data into the web page, including the sum of money customer and , beneficiary data, and basic payment data such as credit-card information , except perhaps, the credit card number. The customer sends the transaction data to the server via …
Read the whole patent
Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed January 18, 2002 and granted June 7, 2016. A Canadian patent filed from October 1, 1989 lasts 20 years from filing, so its term ended January 18, 2022.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by January 18, 2024.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.