Customized event messaging in an electronic bill presentment and payment system
CA 2443349 A1 · Owner: Clarke, William D. · Inventors: Palma, Daniel M.; Laprada, Robert A.; Clarke, William D.
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
A customizable electronic bill payment and presentment system whereby the base logic for event notification messaging need not be changed in order to, provide customization to different billers. Rather customization features are, stored in data repositories preferably in XML format. An administrator can select, which events will trigger event notification messages control parameters for, processing the event messages and who will receive messages. Also, customizable message templates are provided in the data repositories. These templates can provide messages in different languages based the recipient. Also, the templates may provide different customizable messages to different …
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Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed September 29, 2003. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended September 29, 2023.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by September 29, 2025.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
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Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.