Integrated bill presentment and payment system and method of operating the same
CA 2426480 C · Owner: Chirala, Murali · Inventors: Srinivasan, Shankar; Chirala, Murali; Watry, John L.
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
An integrated bill presentment and payment system and an associated method are disclosed which can accomplish the entire process of bill presentment and payment directly with billers, customers and their , respective financial institutions but which are also , capable of interfacing with independent biller service providers, independent customer service providers independent consolidators, and/or independent payment providers. The integrated bill presentment and payment system and method of the present invention can link directly to billers and customers and can also , access and distribute billing information from third party biller service providers or consolidators and …
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Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed April 23, 2003 and granted June 14, 2011. A Canadian patent filed from October 1, 1989 lasts 20 years from filing, so its term ended April 23, 2023.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by April 23, 2025.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.