System and method for using existing prepaid card systems for making payments over the internet
CA 2410288 A1 · Owner: Quirk, Stephen · Inventors: Nappe, Victor; Quirk, Stephen
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
A system and method for executing payment for a transaction of goods or services between a merchant and a consumer (2) over a network by using a prepaid consumer account, such as a telephone calling card account to pay for , the transaction. The consumer (2) provides an account identifier to the merchant, which then sends a first transaction request message to a digital petty cash server (DPCS) (5). The DPCS (5) determines which one of several available account servers holds the consumer account identified by the consumer (2), and then sends a second transaction authorization request message to that account server. The account server determines if the consumer account is sufficient …
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Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed May 24, 2001. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended May 24, 2021.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by May 24, 2023.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.