An improved method and system for conducting secure payments over a computer network
CA 2406375 C · Owner: Mastercard International Incorporated · Inventors: Campbell, Carl M.; Hogan, Edward J.
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
A method is provided for conducting a financial transaction by a purchaser with a merchant having an acquirer bank over a communications network. The , method includes the steps of sending a first authorization request using a pseudo account number associated with a real account number to a service provider which forwards a second authorization request to the issuer using the real account number and preferably a pseudo acquirer code associated with the service provider such that the response to the second request is based on the real account number and sent back to the service provider who preferably forwards a response to the first request preferably to the "real" acquirer. A …
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Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed April 11, 2001 and granted May 9, 2017. A Canadian patent filed from October 1, 1989 lasts 20 years from filing, so its term ended April 11, 2021.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by April 11, 2023.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.