Electronic funds transfers - zipfund
CA 2399608 A1 · Owner: Ong, Yong Kin (Michael) · Inventors: Ong, Yong Kin (Michael)
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
ZIPFUND (2) is a secure Electronic Funds Transfer system that enables consumers and businesses to transact funds online without fear of fraud and hackers penetrations. ZIPFUND (2) is accessed by a User (6) via the Internet (4). Users must have an account with ZIPFUND (2) to use the facility and , approve ZIPFUND's (2) access to their financial information. E-commerce Merchants (3) must also be registered with ZIPFUND (2) to use the facility. The Merchants (3) are required to obtain ZIPFUND's (2) transaction identifier (11) from customers for confirmed purchases. These transaction identifiers (11) are verified by ZIPFUND (2) in order to secure payments from Financial institutions …
Read the whole patent
Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed February 14, 2001. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended February 14, 2021.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by February 14, 2023.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.