Bill payment and electronic fund transfer intermediation process
CA 2382401 A1 · Owner: Poirier, Sylvain · Inventors: Poirier, Sylvain
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
A bill payment and electronic fund transfer intermediation process (BPEFTIP) consisting of at least, one computer with software allowing registered clients, or payees to receive , electronically, transferred fund originating from payers using numbers of bill payment services (BILLP) or, electronic fund transfer services (EFT); Acting as an intermediate between BILLP (or EFT) and payees the BPEFTIP:, .cndot. Is registered on behalf of its clients as a payee in BILLP (and EFT);, .cndot. Receives fund from payers thru BILLP (or EFT); .cndot. Receives BILLP (or EFT) transactions' detail from BILLP (or EFT); .cndot. Produces EFT instructions to prepare the transfer of fund to payee's bank …
Read the whole patent
Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed April 26, 2002. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended April 26, 2022.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by April 26, 2024.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.