Smart card transactions using wireless telecommunications network
CA 2380529 A1 · Owner: Visa International Service Association · Inventors: Cutino, Suzanne C.; Hoffman, Steven R.
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
A smart card transaction (300) allows a consumer to load value onto a smart card (18) and to make purchases using, a smart card with a mobile telephone handset (102) over the telecommunications network (202). For loading, the system includes: a mobile telephone handset (102) including a card reader; a gateway computer (106); a funds issuer computer (204); and an authentication computer (206). The mobile telephone handset receives a request from a user to load a value onto the smart card. The handset generates a funds request message which includes the value and sends the funds request message to a funds issuer computer. The funds issuer computer debits an account associated with the …
Read the whole patent
Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed July 24, 2000. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended July 24, 2020.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by July 24, 2022.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.