Online payment transfer and identity management system and method
CA 2332656 A1 · Owner: Certapay Inc. · Inventors: Fleishman, Jack
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
A person-to-person (P2P) payment platform and identity management system which facilitates online banking by allowing consumers to send money to and receive money by, email address, in real-time, with no special registration requirement outside of the consumers', existing banking relationship and under the security, brand and control of their own, respective banks. A central clearing facility (CCF) coordinates and manages payments for, consumers through partner financial institutions. Customers email payments from within their, online banking accounts without setting up separate accounts profiles and passwords. The, CCF is invisible, and allows the customer to access the online …
Read the whole patent
Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed January 26, 2001. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended January 26, 2021.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by January 26, 2023.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.