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Canadian application, no grantCanada

Method and system for automated decisioning in financial lending processes

CA 2326055 A1 · Owner: Cole, James A. · Inventors: Cole, James A.

CIPO record

Overview

Drawings and full text

Its claims, description and drawings are in the Canadian Patents Database.

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Abstract From the Canadian patent

A method and system of automating the decision process in financial lending processes is, disclosed. The application calculates a loan cap based on specific parameters and determines, whether the loan is approved or requires further investigation.

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Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.

Why it's free to use

  • Filed November 15, 2000. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended November 15, 2020.
  • A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by November 15, 2022.
  • We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
FiledNovember 15, 2000
GrantedNo grant recorded
Term endedNovember 15, 2020
Patent numberCA 2326055 A1
Classification (IPC)G06Q40/02

Timeline

Timeline From CIPO dates

2001200320052007200920112013201520172019Application filedNov 15, 2000Term endedNov 15, 2020

Sources & verification

Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.