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Canadian application, no grantCanada

Method and system for the issuance of instant credit

CA 2304293 A1 · Owner: Pinnola, Kathleen Hill · Inventors: Byrne, Luke; Quinlan, Ray; Pinnola, Kathleen Hill

CIPO record

Overview

Drawings and full text

Its claims, description and drawings are in the Canadian Patents Database.

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Abstract From the Canadian patent

A method and system for the issuance of Instant Credit has an Instant Credit engine that, performs instantaneous analyses. The method and system can operate along side existing, "batch" processes. In addition the method and system offer various channels of distribution for, the Instant Credit products. With the present invention Instant Credit and , other Instant services ( e.g. instant account balance transfers etc.) can be obtained via, Internet, point-of-sale and other distribution channels. The present system also enables highly dynamic product offerings, which can be generated "instantaneously" based on a variety of factors such , as, for example, the, channels of distribution …

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Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.

Why it's free to use

  • Filed April 7, 2000. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended April 7, 2020.
  • A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by April 7, 2022.
  • We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
FiledApril 7, 2000
GrantedNo grant recorded
Term endedApril 7, 2020
Patent numberCA 2304293 A1
Classification (IPC)G06Q40/02 +1 more

Timeline

Timeline From CIPO dates

2001200320052007200920112013201520172019Application filedApril 7, 2000Term endedApril 7, 2020

Sources & verification

Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.