Automated system and method for checkless check transaction
CA 2250935 A1 · Owner: Funk, Wade L. · Inventors: Funk, Wade L.
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
The automated improved check processing system and method includes a data entry device (200, 202) for receiving checking account information (304 306, 308) and a check amount (302) of a check (210 300) provided in a transaction. , The transaction may take place at a bank teller window or a point-of-sale. The checking account information and check amount are electronically transmitted to the institution or servicer (208) drawn on for electronic presentment and posting to the proper checking account. Additionally an image capturer (204) , may be used at the time of the transaction to obtain a digitized image of the face of the check. The captured image may then be forwarded …
Read the whole patent
Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed March 27, 1997. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended March 27, 2017.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by March 27, 2019.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.