System and method for administration of an incentive award program through use of credit
CA 2210218 A1 · Owner: Fraser, Michael L. · Inventors: Fraser, Michael L.
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
A system and process to administer an incentive award program through the use of a zero-limit credit instrument. The present invention allows incentive program Participants to take advantage of any incentive program earnings as a pre-payment to their card accounts. There is therefore no up-front credit liability for either the participant or the, incentive program administrator. The Participants in the incentive program are issued (120-126) a credit card account with a zero credit limit. Upon the rewarding of earnings (70) in the incentive program, a monetary payment is issued (72) to the Participant's credit card account. While the account's credit limit remains at zero purchases (164) …
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Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed July 11, 1997. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended July 11, 2017.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by July 11, 2019.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.