Electronic check presentment system
CA 2113553 A1 · Owner: Mills, Daniel R. · Inventors: Stephens, Thomas S.; Anderson, George B.; Sherman, Richard A.
Overview
Its claims, description and drawings are in the Canadian Patents Database.
Open the CIPO recordAbstract From the Canadian patent
An Electronic Check Presentment System provides a bank with a fully automated capability for participating in the electronic exchange of check data. It allows banks that utilize the system to take MICR data that has been obtained through check capture methods (107), selectively extract particular check records and place them in the form of electronic cash letters (105) transfer (115), the electronic cash letters to selected banks receive electronic, cash letters from other banks reconcile the electronic cash, letters (105) against the paper cash (113A B) letters when they, arrive, and input the electronic MICR data into a database (107) responsible for maintaining check records.
Read the whole patent
Listed from its CIPO record in Patent Yard's archive of Canadian patents past their term. Its claims, description and drawings are in the CIPO record and on Google Patents, and the Claude kit works from them.
Why it's free to use
- Filed July 10, 1992. No grant is recorded for it in Canada; had it been granted, its 20-year term would have ended July 10, 2012.
- A certificate of supplementary protection adds at most two years for a drug, so even that would have ended by July 10, 2014.
- We check Canadian rights only. A patent in its family in another country could still be in force: check its family on Google Patents.
Timeline
Timeline From CIPO dates
Sources & verification
Official CIPO records
Everything on this page comes from the CIPO record linked above. Contains information licensed under the Open Government Licence – Canada.